Savings and Checking Rates
| BPI Direct Savings Bank |
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(Per Annum) |
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| BPInoy Savings |
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(For as long as there is a remittance transaction at least once every six months) |
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| BPI Direct Express Teller Savings |
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BPI Direct Save-Up Automatic Savings + Insurance |
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Less than Php 1,000 |
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| 1,000 - 399,999 |
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| 400,000 and above |
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| Maxi-Saver4 Savings with ATM |
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Less than Php 25,000 |
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| 25,000 - 299,999 |
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| 300,000 - 499,999 |
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| 500,000 - less than 1M |
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| 1M and up |
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| With 1% p.a. BONUS if no withdrawal within a month | |||||
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| BPI Direct Maxi-One Checking |
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1 ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:
ADB = (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)
Number of days in the month (i.e. 30/31 days) 2 Daily Balance is equivalent to end-of-day balance. 3 Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting. |
