Save-Up Automatic Savings + Insurance



Helps you achieve your life goals, payday after payday.


SAVINGS THAT'S EASY TO START AND BUILD.

Start your automatic savings with no initial deposit. Build it up payday after payday and earn higher interest as your balance increases. Do all these while enjoying a low monthly maintaining balance of only Php 1,000

SAVE WHAT YOU CAN, WHEN YOU CAN.

Remain in control as you set aside a portion of your income automatically each payday. Simply decide how much and how often you want to save from your payroll account and it will be automatically transferred to your BPI Direct Save-Up account.

Start saving for sure for things that really matter for as low as Php250. Just choose from among the following frequencies:

  • Once a week
  • Every other week
  • Once a month
  • Twice a month

Got a bonus? You can also transfer funds anytime to your BPI Direct Save-Up.

WATCH YOUR SAVINGS GROW IN REAL-TIME.

Easily track your savings as it grows through BPI Express Phone 89-100, BPI Express Online or through the BPI Express Mobile menu on your cellphone*.

And to help you build your savings to reach your financial goals, your BPI Direct Save-Up account does not come with an ATM card. So you can really resist withdrawing the funds you're saving!

Should you need to access your BPI Direct Save-Up funds, just transfer the amount to your payroll account through the phone, internet or even your cellphone, then withdraw the amount from your payroll account.

* Initially available to Globe subscribers

FEEL EVEN MORE SECURE WITH FREE AYALA LIFE INSURANCE.

Get that extra protection for your family at no extra cost. By opening a BPI Direct Save-Up account, you automatically get FREE Ayala Life insurance coverage, no medical check-ups or premium payments required!

The amount of your insurance coverage is equal to as much as 10x your account balance**, up to a maximum of Php 4 million!

  • Basic Life : 5x your account's average MTD-ADB up to Php 2 million.
  • Accidental Death : additional 5x your account's average MTD-ADB up to Php 2 million.
  • Accidental Dismemberment – in accordance with the Schedule of Dismemberment Benefits, up to Php 2 million.

In case of joint accounts, the benefits will be computed based on the Insured's equal share of the account's average MTD-ADB.

So, the higher the deposit balance in your BPI Direct Save-Up account, the higher your insurance coverage.

Plus, to make the designation of your beneficiaries more convenient, the hierarchy of beneficiaries will be set for you upon opening your BPI Direct Save-Up account.

Your BPI Direct Save-Up account comes with an Info Card. It contains your account number, card number and Joint Account Indicator (JAI) - - important information you need when you access your account. This Info Card will also serve as proof of your FREE Ayala Life Insurance.

With the new BPI Direct Save-Up account, there's finally an account that will help you to really save payday after payday while having that extra protection for your family at no extra cost!

** Average Month-to-Date Average Daily Balance (MTD-ADB) of the past three calendar months prior to Insured's demise, regardless of the number of accounts opened by the Insured.
 

Open an Account Now!

View Deposit Balance Requirements and Rates

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Easy way to save

Transfer money automatically from your linked account like your Express Teller Savings to BPI Direct Save-Up. Just nominate the amount and frequency of transfer.