BPI Direct Time Deposits



Safely grow your money with a Time Deposit account today.  Time Deposits offer guaranteed interest rates and are covered by PDIC.  It is therefore a risk-free outlet for your money and a great alternative to savings accounts when you are looking for higher yields and don't need access to your funds for awhile.

With BPI Direct Savings Bank, you can open a Time Deposit anytime, online.  No paper certificates will be issued so you don't have to go to the branch.  Confirmation of your placement will be sent to you via your registered e-mail -- it's that easy!

  • Open a TD account for as low as PhP 1,000.
  • Choose among the available terms: 35, 62, or 91 days.
  • Roll-over your placement automatically at the current market rate.*
  • Choose between two interest payment options:
    • Credit interest to your deposit account at the end of the term, or
    • Add the interest back to your principal
  • Receive notification on your maturing TD via email; you can also view details of your TD in BPI Express Online.
  • Enjoy convenient access: proceeds of your TD placement will be automatically credited to your deposit account.
  • Open an account anytime -- online.

*Time Deposit placements will renew automatically at maturity unless we receive a written notice from you on your intention not to renew.

 

Open an Account Now!

View Time Deposit Rates

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Easy way to save

Transfer money automatically from your linked account like your Express Teller Savings to BPI Direct Save-Up. Just nominate the amount and frequency of transfer.