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  Loan Application Tips for Expat Pinoys  

  If you are a Filipino residing or working outside the Philippines, you may still apply for a loan provided you meet the standard requirements set by the Bank for its loan applicants. Your loan application processing may however be made faster and easier if you follow some tips below:

 
 
  • Make sure you have somebody in the Philippines who can be your co-maker or attorney-in-fact. Your co-maker:
    • Can be your spouse, relative or friend
    • Must have the capacity to pay for the balance of the loan.
  • Completely fill out the online application form before submitting it.
  • Prepare the following documents duly authenticated by the Philippine Consulate:
    • Latest Income Tax Return
    • Employment Certificate
    • Special Power of Attorney
    • Exit Pass
    Check out Embassy World to locate the Consulate Office near you.
  • Regularly check your email, as correspondence will be sent to you via email. We will also keep in touch with your co-maker and notify her/him of the status of your loan application.
  • To minimize cost, simply scan the duly authenticated documents and send them via email to your BPI Direct Loan Officer.
  • You have the option to personally sign the documents yourself or assign an attorney-in-fact to do so.
    • If you are personally signing, we will send the documents via mail and wait for you to mail the documents back with your signature.
    • If your co-maker is to sign, ensure that you have a duly authenticated Special Power of Attorney