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Home Loan    

   

  Ultimate convenience. Speedy Processing. Fits your budget.

 

  With BPI Direct Home Loan, owning your dream home is not just a dream anymore. BPI Direct offers you very low interest rates to help you realize your dreams.
 		 
  You can loan as low as P400,000 up to 70% of the appraised value of the real estate property offered as collateral.
 		 
  We stretch your loan term up to 20 years, making your monthly amortization easy on the pocket. For lot purchases, maximum term is 10 years.
 		 
  5 days guaranteed credit processing upon submission of complete requirements!
 		 


  Purpose of Loan must be:
  • For construction of a residential unit
  • To purchase a vacant lot, a house and lot, a townhouse or condominium unit
  • House expansion or remodeling
  • Major house repairs, refurnishing
  • To refinance existing loans
 
  Qualified Applicant
Any individual of legal age but not more than 70 years old upon maturity of loan.

 		 
  Loanable Amount
Up to 70% of the appraised value of the real estate property offered as collateral (60% for vacant lots). You can borrow as low as PHP400,000.

 		 
  Repayment Term
Up to 20 years to pay depending on the type of loan applied for and the age of the borrower.

 		 
  Interest Rate
Really low interest rates. Our loan officer will give you the exact rates upon submission of your application form.

 		 
  Manner of Payment
Equal monthly installments.
 		 

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