BPI Express Credit | BPI Gold/ Classic MasterCard | Application Requirements | Apply Now
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		Local and International Acceptance Enjoy the freedom and luxury to shop, dine or travel around the world with BPI MasterCard which is widely accepted in over 13 million establishments in over 275 countries. Special Installment Plan (S.I.P) BPI MasterCard is the only MasterCard that gives you two credit lines in one card -- a regular credit line and an installment credit line for purchases of high-ticket items. With the Special Installment Plan (S.I.P), enjoy big discounts with low interest rates; your choice of terms (from 3, 6, 9, 12 or up to 24 months) and no down payment required.
	Fully Charged Privileges As a BPI Credit Cardholder, you can take advantage of exclusive privileges! You can join the BPI Credit Card Installment Madness held three times a year. Purchase appliances and other high-ticket items on installment at reduced interest rates! With the Tuition Installment Plan Plus (TIP+), you can pay for tuition fees and other school purchases through your S.I.P. Choose from 3, 6, 9 and 12 monthly installments. The Mad About Sports promo helps you attain a healthier and well-rounded lifestyle by offering discounts and special privileges at top fitness clubs, sports stores, and other establishments. Low Finance Charges The Deferred Payment Plan allows you a minimum payment on your statement balance for regular purchases of 5%, then roll over the balance to the next statement at a low, fixed, non-floating finance charge. Unlike other credit cards, BPI MasterCard computes interest rates on purchases only on the statement date, allowing you to pay the lowest finance charge. Cash Advance! Up to 30% of your credit limit or up to P30, 000 whichever is lower for BPI MasterCard Classic and up to 100% of your available regular credit line for BPI MasterCard Gold. Extensive Payment Network! Pay at BPI and BPI Family Bank branches, selected BPI ATMs or thru the Express Phone. 24-Hour Customer Hotline! Just call 89-100 for automated account information or to talk to a customer service representative, 24 hours a day, any day of the week. Absolutely No Surcharges! No extra charges on gas, grocery and medicines. Free Card Insurance! Automatic enrollment in Lost Card Protection Plan and Credit Protect Insurance.

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