Save-Up | Savings | Checking | Time Deposit
		Deposit Accounts

	BPI Direct Save-Up
	Features	An interest-earning Peso savings account that is linked to another Peso savings or checking account with ATM card.     - Save automatically from your payroll account     - Save what you can, when you can.     - No initial deposit required.     - Enjoy higher interest rates.     - Plus, get FREE Ayala Life Insurance up to 10x your account balance
	Required Monthly Average Daily Balance	PhP 1,000.00 to effect on the fourth month from date of opening
	Interest Rates	To view current Deposit Account Rates, click here.
	To open a new account	For BPI Express Online members, click here

	BPI Direct Savings
	Features	An ATM Savings Account with tiered interest rates to give you the best value for your money.
	Required Monthly Average Daily Balance	PhP 5,000.00
	Interest Rates	To view current Deposit Account Rates, click here.
	To open a new account	Individual Account   For BPI Express Online members, click here For non-BPI Express Online members, click here Joint Account   For both BPI Express Online members, click here. For both non-BPI Express Online members, click here. For BPI Express Online and non-BPI Express Online members, click here.

	BPI Direct Checking
	Features	An Interest-Earning Checking Account. If enrolled in BPI Express Online, you will be able to do the following online: Stop a Check Payment Order Reorder Checkbooks Monitor Cleared Checks
	Required Monthly Average Daily Balance	PhP 25,000.00
	Required Daily Balance to Earn Interest	PhP 25,000.00
	Interest Rate	1.0% per annum
	To open a new account	Individual Account   For BPI Express Online members, click here. For non-BPI Express Online members, click here. Joint Account   For both BPI Express Online members, click here. For both non-BPI Express Online members, click here. For BPI Express Online and non-BPI Express Online members, click here.

	BPI Direct Time Deposit
	Note: Available only to clients who have individual BPI, BPI Family Savings Bank or BPI Direct peso savings or checking accounts enrolled in BPI Express Online.
	Features	A term account designed to give you high returns on your investment. Take advantage of the investment requirement of only PhP 1,000.
	Minimum Placement	PhP 1,000.00
	Terms	91 days
	Minimum Placement	PhP 10,000.00
	Terms	35, 63, and 91 days
	Interest Rates	To view current TD Rates, click here,.
	To open a new account	We have laid out different payout options for you to choose from: Payout principal and interest upon maturity Payout interest and roll-over principal upon maturity Roll-over both principal and interest upon maturity
	Click here to learn more about your account with BPI Direct.
	Already have an account with BPI or BPI Family Savings Bank?
	Enroll them in BPI Express Online and experience utmost convenience in accessing your accounts, anywhere, anytime. Click here to learn more about BPI Express Online. Click here to enroll your account(s) now.

Important Reminder: All deposit accounts are insured up to P250,000.00 with Philippine Deposit Insurance Commission (PDIC). Click here to view the BPI Direct Terms and Conditions.